Membership billing and cancellations

Compare one-time purchases, recurring billing, trials and cancellation terms before checkout.

Read the full policy and terms

Choose one resource for an immediate task, or a recurring membership for ongoing digital tools. The purchase option and total are shown before you pay.

One-time digital purchases

Individual workbooks, trackers, courses and bundles are one-time purchases unless the product is explicitly labeled as a membership. These purchases do not renew automatically. No physical item is shipped.

Monthly memberships

When available at checkout, Growth — Money & Career Toolkit is $9.99 USD per month and Growth Pro — Career & Money Club is $21.99 USD per month, plus applicable taxes. Memberships renew automatically each month until canceled. By selecting a recurring purchase option and completing checkout, you authorize the recurring charges shown there.

Growth includes the Excel tracker and PDF workbook library plus a new monthly template. Growth Pro includes everything in Growth, the video course library and a monthly Growth Pro Digital Action Pack with a focused guide, editable tool and action checklist. Personal coaching is not included.

Cancel future renewals

Use the subscription-management link in your subscription email or customer account. You can also email support@empowercove.com from your checkout email with your membership name and order number. Request cancellation before the next scheduled charge to prevent that renewal. Cancellation stops future renewals; it does not by itself refund a charge already processed. See our refund policy.

You remain entitled to the benefits of your paid period. Future member releases and membership-only online access end when that period expires. Files already downloaded may be retained for your personal use under our license; they cannot be resold or shared.

Delivery and payment problems

Digital delivery follows successful payment. Check the email used at checkout and your spam folder. Failed payments do not create a new entitlement to monthly content. If you cannot access something included in your paid membership, contact support with your order number. Do not send passwords or payment card details.

Annual pricing, trials, introductory offers, pauses and downgrades apply only when explicitly offered at checkout. One-time product discounts do not automatically apply to memberships. No specific financial or career outcome is guaranteed. Nothing in these policies limits rights provided by applicable law.

Compare monthly and annual prices

Growth: $9.99/month; annual option $99/year, saving $20.88 (17.42%) compared with twelve monthly payments totaling $119.88. Growth Pro: $21.99/month; annual option $179/year, saving $84.88 (32.17%) compared with twelve monthly payments totaling $263.88. Annual subscriptions charge the full yearly amount upfront and renew yearly until canceled; review the selected purchase option at checkout. Prices are USD; the final total and applicable taxes are shown before payment.

EU consumer subscription rights

EU consumers generally have 14 days from concluding an online subscription contract to withdraw without giving a reason, unless a lawful exception applies. Canceling future renewals and exercising a withdrawal right are different requests.

Immediate digital delivery does not, by itself, remove your withdrawal right. Any exception for digital content requires the legally required prior express consent and acknowledgment of losing that right, together with the required contract confirmation. Do not assume a waiver applies simply because you subscribed or downloaded a file.

To withdraw, email support@empowercove.com with a clear statement, your name, subscription name, order number and contract date. You may use: “I withdraw from my Empower Cove subscription contract concluded on [date], order [number]. Name: [name]. Sent on: [date].” This wording is optional.

Where withdrawal entitles you to a refund, reimbursement is due within 14 days of notice using the original payment method unless otherwise agreed, without a refund fee. Any lawful payment for service already supplied depends on the applicable consent and information requirements.

Rights concerning missing, faulty or misdescribed digital content remain separate and unaffected. Mandatory local consumer protections take priority over conflicting store terms.

Growth monthly trial

The eligible Growth monthly option offers $0 for 7 days, then $9.99 USD per month plus applicable tax until canceled. Select the trial option before checkout. Cancel before the trial ends to avoid the first charge. The annual plan is a separate option; a trial applies only where explicitly offered.